SusuFlex
SusuFlex
SusuFlex brings the trust, transparency, and accountability your group savings circle has always needed — without losing the tradition that makes it work.
Free to join. No spam. Just launch updates from the founder.
You already know the power of saving together. The problem was never the tradition — it was the tools.
You're scrolling through 200 WhatsApp messages trying to confirm who sent their contribution this week. There's no record. No receipt. No proof. Just screenshots and arguments.
A member collects their turn and stops contributing. No one has recourse. There's no system to hold anyone accountable, and the organizer gets blamed.
The organizer does all the work — tracking payments, sending reminders, resolving disputes — for free. One typo and trust in the whole circle cracks.
SusuFlex keeps everything your circle loves and fixes everything it doesn't.
Set the contribution amount, schedule, member count, and payout order. Invite your people with a link. Your circle is live.
Contributions are tracked automatically. Every member sees who's paid, who hasn't, and when the next payout is coming.
When it's your turn, the money is there. Built-in accountability means members who don't contribute can't disappear.
Every contribution logged in real time — no more screenshots or "I sent it, check again."
Members get notified before their payment is due, so the organizer doesn't have to beg.
Each member builds a reliability score based on payment history — visible to every group they join.
When something goes wrong, there's a structured process — not just hurt feelings.
Save in USD, GBP, EUR, CAD, and more — perfect for diaspora circles spanning countries.
Every transaction, every payout, every change recorded. Full transparency, zero ambiguity.
"I've been running a tontine with my cousins for six years. Tracking 12 people's payments in a Google Sheet was killing me. When I saw SusuFlex doing exactly what I was doing by hand — but automatically — I almost cried. This is what we needed."Aminata D. Tontine organizer · Brooklyn, NY
"Every few months, someone would miss a payment or there'd be confusion about whose turn it was. The fact that SusuFlex tracks everything and everyone sees the same info? That changes everything."Kwame A. Circle member · Silver Spring, MD
"I tried to get my paluwagan group to use Venmo and a shared spreadsheet. It was a mess. SusuFlex is the first thing that actually understands how our circles work. It's not replacing the tradition — it's protecting it."Maria S. Paluwagan organizer · Houston, TX
No. SusuFlex is not a bank, and we never hold your funds. All payments are processed through Stripe. Your money moves directly between members — we just make sure it's tracked, transparent, and on time.
If your circle is running smoothly, that's wonderful — your organizer is doing incredible work. SusuFlex automates all that invisible labor (tracking, reminders, disputes). The tradition stays the same. The headaches disappear.
This is the #1 problem in every savings circle. In SusuFlex, every member's payment history is visible via trust scores. If someone defaults, it's flagged — and future circles can see that track record. We're building the credit score your community circle never had.
Absolutely. ROSCAs have been used for centuries across Africa, the Caribbean, South Asia, Southeast Asia, and Latin America. Over a billion people worldwide participate. It's called susu, tontine, pardner, chit fund, paluwagan, or tandas depending on origin. SusuFlex is simply bringing a proven tradition into the modern era.
Yes — soon. We're preparing a Regulation CF crowdfunding raise so the community we're building for can also own a piece of what we're building. Join the waitlist and you'll be the first to know when it opens.
We're giving early access to the first 1,000 people on our waitlist. Founding members get priority access, exclusive pricing, and a seat at the table.
Free to join. No spam. Just updates from the team building the future of community savings.