These example scenarios show how savings circles can help you reach financial goals. Real user stories coming soon!
Note: These are illustrative examples, not actual user testimonials.
"When my wife and I realized we needed $24,000 for a down payment, we felt overwhelmed. Then my mom reminded me about the tandas she did growing up in Mexico. We started a family circle with 12 relatives, each contributing $200/month. In just one year, we had our down payment and closed on our first home."
Everything you need to know about savings circles
Learn everything about rotating savings circles—how they work, their history around the world, and why hundreds of millions of people trust this ancient tradition.
Read ArticleAdvice from experienced organizers on starting and managing a thriving savings circle. Avoid common mistakes and set your group up for success.
Read ArticleAn honest comparison of rotating savings circles and traditional bank accounts. Learn which option is better for different financial goals.
Read ArticleSee how people are using savings circles to achieve their goals
Eight coworkers at a tech startup decided to skip their daily lattes and pool that money instead. $50/week each for 8 months gave each person $400 for an all-expenses-paid team trip.
Five college roommates started a high-stakes circle after graduation. $500/month each, with the first payout going toward LSAT prep, the second toward MBA applications, and so on.
Four sisters knew they had weddings coming up. They started a circle where each got $2,000 right before their wedding month—perfect timing for deposits and last-minute expenses.
After her car broke down, Maria joined a circle with her church group. Her $3,000 payout was exactly what she needed for a reliable used car—no loans, no interest.
Marcus wanted to upgrade from a food cart to a food truck. He joined a vendor circle at his local market. Six months later, he had $6,000 for a down payment on a used truck.
With a baby on the way, Priya and Raj needed an emergency fund quickly. A circle with close friends helped them save $5,000 in 5 months—arriving just before the baby did.
Advice from experienced circle organizers and members
"Begin with a small circle of close friends or family. Build trust before scaling up."
"Set up automatic payments. The less you have to think about it, the easier it is to stay committed."
"Use the group chat! Let people know if you're having trouble. Most groups are understanding."
"Before joining a circle with strangers, always check their trust score and history."
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