Risk Disclosure

Last updated: December 16, 2025

Participating in rotating savings circles involves risk. SusuFlex is a peer-to-peer platform and is not a bank.

Key Risks

• Member default: Other members may fail to pay on time or at all.
• Timing risk: Payout timing depends on all contributions clearing.
• No FDIC insurance: Funds are not bank-insured.
• Payment rails: Delays or reversals can occur with banks/cards.
• Fraud/abuse: Bad actors may attempt scams; verify members and trust scores.

Our Safeguards

• Payments processed by Stripe with PCI-DSS Level 1 compliance.
• Identity verification for higher limits and certain circles.
• Trust scores based on history, verification, and peer feedback.
• Notifications and grace-period settings to reduce missed payments.

Your Responsibilities

• Only join circles you can afford to complete.
• Review trust scores and member history before joining.
• Keep your payment methods valid and funded.
• Report suspicious activity to support@susuflex.com.

Contact

compliance@susuflex.com