Global personal remittances reached $899.7B in 2024. SusuFlex brings modern infrastructure to community savings.
We modernize rotating savings circles while keeping funds with licensed payment partners.
Trusted, offline savings circles are moving online across diaspora communities.
Tech platform model with Stripe and licensed PSPs handling money movement.
Transparent rules, dispute flows, and verification to reduce default risk.
Designed for susus, tandas, chit funds, and other ROSCAs worldwide.
Cross-border money movement is enormous, yet many community savings groups still rely on manual coordination.
Sub-Saharan Africa remains the highest-cost remittance region
$64.9B remittances (World Bank 2024)
Strong chit fund tradition
$137.2B remittances (World Bank 2024)
Tanda culture deeply rooted
$166.5B remittances (World Bank 2024)
68.0M Hispanic, 3.0M Africa-born
High remittance senders
1.5% - 5% per payout based on tier
Monthly recurring revenue
Same-day payout fees
Payment protection revenue
Value-added services
vs $5-15 industry average
vs 40% for most apps
Blended ARPU
Software + payments
| Year | Users | Revenue | Gross Margin |
|---|---|---|---|
| Year 1 | 50K | $500K | 85% |
| Year 2 | 500K | $5M | 85% |
| Year 3 | 2M | $20M | 85% |
| Year 4 | 10M | $100M | 85% |
| Year 5 | 25M | $250M | 85% |
See potential returns based on different future company valuations
| Future Valuation | Share Value | Your Shares Worth | Return Multiple | Profit |
|---|
Disclaimer: These are hypothetical scenarios for illustrative purposes only. Actual returns depend on future company performance and are not guaranteed. Startup investments carry significant risk, including the potential loss of your entire investment. Past performance is not indicative of future results.
Up from 1B in 2010
Stripe, M-Pesa, Flutterwave
79% of adults globally now have a financial account
Driving savings demand
Licensed payment and verification rails are widely available
Diaspora seeking alternatives
Detailed investor materials are available through our secure data room
15-slide visual overview
🔒 Data Room2-page overview
🔒 Data RoomProblem, solution, metrics at a glance
🔒 Data RoomArchitecture, stack & code quality
🔒 Data Room🔒 Request data room access by contacting investors@susuflex.com
| Metric | 6 Months | 12 Months | 24 Months |
|---|---|---|---|
| Monthly Active Users | 5,000 | 25,000 | 100,000 |
| Active Circles | 500 | 2,500 | 10,000 |
| Monthly Transaction Volume | $250K | $1.5M | $8M |
| Monthly Recurring Revenue | $5K | $30K | $150K |
| User Retention (30-day) | 60% | 70% | 75% |
Organic and referral-led acquisition in beta
Retention and monetization benchmarks in progress
Goal: sustainable unit economics at scale
Community invitations drive low-cost growth
iOS, Android & Web from single codebase (Flutter)
Firebase backend scales automatically
End-to-end encryption, SOC 2 compliant infra
Modular architecture and automated testing
PCI-compliant payments
Policy-driven access controls and audit readiness
Built for cross-border communities
Our secure data room contains detailed documentation for investor due diligence — including our pitch deck, executive summary, technical architecture, and financials.
To request access, reach out to our investor relations team below.
Request AccessWe're not disrupting banks. We're digitizing trust.