$656 billion in global remittances annually (World Bank 2023). We're digitizing community savings.
...on WhatsApp and spreadsheets. We're changing that.
40%+ use informal savings
$100B remittances (World Bank)
Strong chit fund tradition
$130B remittances (World Bank)
Tanda culture deeply rooted
$156B remittances (World Bank)
62M+ Hispanic, 4.6M African-born
High remittance senders
1.25% - 4.5% per payout based on tier
Monthly recurring revenue
Same-day payout fees
Payment protection revenue
Value-added services
vs $5-15 industry average
vs 40% for most apps
Blended ARPU
Software + payments
| Year | Users | Revenue | Gross Margin |
|---|---|---|---|
| Year 1 | 50K | $500K | 85% |
| Year 2 | 500K | $5M | 85% |
| Year 3 | 2M | $20M | 85% |
| Year 4 | 10M | $100M | 85% |
| Year 5 | 25M | $250M | 85% |
Up from 1B in 2010
Stripe, M-Pesa, Flutterwave
70% increase in mobile ROSCA
Driving savings demand
Kenya licensed Chamas in 2024
Diaspora seeking alternatives
Everything you need to evaluate SusuFlex as an investment opportunity
15-slide visual overview
Download PDF →2-page overview
Download PDF →Problem, solution, metrics at a glance
View Document →Architecture, stack & code quality
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| Metric | 6 Months | 12 Months | 24 Months |
|---|---|---|---|
| Monthly Active Users | 5,000 | 25,000 | 100,000 |
| Active Circles | 500 | 2,500 | 10,000 |
| Monthly Transaction Volume | $250K | $1.5M | $8M |
| Monthly Recurring Revenue | $5K | $30K | $150K |
| User Retention (30-day) | 60% | 70% | 75% |
Organic + referral focus
24-month retention
Healthy unit economics
Each user invites 7 others
iOS, Android & Web from single codebase (Flutter)
Firebase backend scales automatically
End-to-end encryption, SOC 2 compliant infra
80+ screens, production-ready
PCI-compliant payments
Continuous compliance monitoring
30+ currencies supported
We're not disrupting banks. We're digitizing trust.