Built on Trust.
Backed by Your People.
SusuFlex brings the trusted tradition of community savings circles into the digital age. Pool funds with friends, family, or coworkers—and reach your goals faster.
Powered by Trusted Technology
Built for Trust, Clear at a Glance
Key features from the SusuFlex experience
How SusuFlex Works
Three simple steps to start saving with your community
Your turn is coming.
💰 See the Money Flow
📅 10-Month Circle Timeline
💡 Example
10 friends each contribute $100/month. Each month, one person receives $1,000. After 10 months, everyone has contributed $1,000 and received $1,000—but each person got their lump sum when they needed it!
Built for Trust & Transparency
Modern features that make group savings safe and simple
Trust Scores
Every member builds a reputation. See reliability ratings before joining circles—no more ghosting or disappearing members.
Secure Payments
Bank-level security powered by Stripe. PCI-DSS compliant.
Smart Reminders
Never miss a payment with timely notifications.
Savings Goals
Track progress toward your financial milestones.
Circle Health Dashboard
See real-time health scores before joining any circle. Know payment rates, member reliability, and risk levels upfront.
AI Assistant
Get personalized tips and answers to your savings questions 24/7.
5-Star Rating System
Rate members after each round. Build your reputation through peer reviews. Your star rating combines 70% payment reliability + 30% peer feedback.
Admin Safety Features
Co-admins, ownership transfer, autopilot mode, and member voting ensure your circle keeps running no matter what.
Captain Transparency
See exactly what powers the circle captain has—no hidden controls. All permissions are visible before you join.
Enforceable Rules
All circle rules are locked BEFORE the circle starts. Late fees, grace periods, payout order—set in stone, no mid-cycle surprises.
Streak Rewards
Earn badges for consistency.
Multi-Currency
USD, EUR, GBP & more.
Savings Circles Around the World
For centuries, communities worldwide have used rotating savings circles to help each other achieve financial goals. Known by many names—Susu in West Africa, Tanda in Latin America, Chit Fund in India, Hui in China, Paluwagan in the Philippines—this tradition has helped millions build homes, start businesses, and support their families.
SusuFlex honors this tradition by bringing it into the digital age with security, transparency, and trust-building features that make group savings accessible to everyone.
Learn More About the Tradition →8 Layers of Protection
Every feature designed with one question: "Would I trust my family's money to this?"
Circle Health Dashboard
See real-time health scores (0-100) before joining. Payment rates, member reliability, and risk indicators—all visible upfront.
5-Star Rating System
Rate members after each round. 70% reliability + 30% peer reviews = your star rating. Build reputation through real experiences.
Captain Transparency
See exactly what powers captains have—no hidden controls. All permissions visible before you join. Activity log tracks every action.
Enforceable Rules
All rules locked BEFORE the circle starts. Late fees, grace periods, payout order—set in stone. No mid-cycle surprises.
Member Safety Tools
Report suspicious behavior, block problem users, verify identities. Your safety, your control. ID badges for verified members.
Autopilot Mode
If the captain goes quiet, SusuFlex keeps payouts moving automatically. Everyone is alerted. Circle never stops.
Co-Admin System
Add backup organizers. Transfer ownership without stopping the circle. No single point of failure.
Democratic Voting
Members can vote to elect new leadership if needed. 2/3 majority required. Power stays with the community.
What SusuFlex Delivers
Circle Health Dashboard: See real-time health scores, payment rates, and reliability metrics before joining any circle.
5-Star Ratings: Rate members after each round. Build reputation through peer reviews. Know who's truly reliable.
Captain Transparency: See exactly what powers captains have—no hidden controls. All permissions visible upfront.
Enforceable Rules: All rules locked BEFORE start. Late fees, grace periods—set in stone, no mid-cycle surprises.
Autopilot safety: If admins go quiet, SusuFlex keeps payouts moving and alerts the circle.
Member Safety: Report, block, and verify members. Your safety, your control. ID verification badges available.
What People Are Saying
Reactions from our beta testers and community members
"Finally! I've been running a tanda with my coworkers for years using spreadsheets. This is exactly what we needed—no more confusion about who paid."
"The trust score feature is brilliant. In my community, we've had issues with people disappearing. Now everyone can see who's reliable."
"My family in the Philippines uses paluwagan. Having an app that handles everything automatically is going to change how we save together."
Get Early Access
Join the waitlist to unlock trusted savings circles with co-admins, autopilot, and voting.